Regarding the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), which statement is true about Medigap plans effective 2020?

The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) introduced significant changes to Medigap plans starting in 2020. One of the key outcomes of this legislation is the elimination of plans that cover the Medicare Part B deductible for new enrollees. This change affects Medigap plans such as Plan F and Plan C, making them unavailable to individuals who become eligible for Medicare on or after January 1, 2020.

While it's true that these changes may lead to fluctuations in premiums based on the new coverage landscape, it is not accurate to state that premiums will significantly reduce, nor does it imply a change in coverage limits across the board. The elimination of specific plans modifies the available choices for beneficiaries but does not directly alter existing coverage limits.

Thus, the statement that "all statements are true" highlights the comprehensive impact of MACRA on Medigap plans, encompassing the elimination of certain plans while also recognizing that it may influence premiums indirectly. Such changes serve to streamline options and adjust the Medigap offerings in response to the evolving healthcare landscape, ensuring that new Medicare enrollees have a clearer understanding of their choices and coverage options.