What is the eligibility criterion for commission payments on plans sold by agents?

The correct answer highlights an essential qualification for agents to receive commission payments on plans they sell. Agents must complete the necessary licensing, appointment, and certification to ensure that they are adequately trained and authorized to sell Medicare plans. This requirement is fundamental to maintaining compliance with regulatory standards and protecting consumers.

Only properly licensed agents can market and sell these insurance products, ensuring they have the requisite knowledge about the plans, including benefits, coverage options, and enrollment processes. This training and certification process is crucial because it helps uphold the integrity of the Medicare program and ensures agents can adequately assist clients.

In contrast, selling plans during open enrollment, relying on client referrals, or focusing exclusively on Medicare Advantage plans do not directly address the licensing and certification aspect, which is fundamental for receiving commissions. Without the appropriate credentials, agents cannot legally sell or receive payments for these insurance plans, making the certification process the most critical eligibility criterion for commission payments.