What type of enrollment period allows full dual eligible individuals to elect a Dual Eligible Special Needs Plan (D-SNP)?

The choice indicating the Monthly Integrated Care Special Enrollment Period (SEP) is indeed the most appropriate answer. This period is tailored specifically for individuals who are fully dual eligible, meaning they qualify for both Medicare and Medicaid. During this SEP, these individuals have the opportunity to enroll in a Dual Eligible Special Needs Plan (D-SNP), which is a specific type of Medicare Advantage plan designed to cater to their unique needs and provide better coordination of care between Medicare and Medicaid.

The importance of this enrollment period lies in its flexibility for dual-eligible beneficiaries. Unlike the Annual Enrollment Period, which occurs at a fixed time each year, or other specific SEPs that might be limited to specific conditions or changes in circumstance, the Monthly Integrated Care SEP allows eligible individuals to enroll at various times throughout the year. This responsiveness helps ensure that those who are dual eligible can secure access to the benefits that best meet their healthcare needs without restrictive timelines.

In contrast, the Open Enrollment Period and Annual Enrollment Period do not cater specifically to the needs of dual eligible individuals for D-SNP enrollment, as their focus is broader and encompasses all Medicare beneficiaries. The Special Enrollment Period for Low-Income Subsidy, while beneficial to lower-income individuals, does not specifically target dual eligible individuals for D-S