Who qualifies as a "special needs individual" for the purposes of SNP enrollment?

The classification of a "special needs individual" for Special Needs Plans (SNP) enrollment is specifically defined by certain qualifications. To be eligible for SNPs, individuals must be eligible for Medicare Parts A and B. This means that they are typically individuals who meet the age or disability criteria set by Medicare, which includes those who are elderly or disabled, and they may also have specific health conditions that require tailored healthcare solutions.

SNPs are designed to provide more specialized care for groups like those with chronic conditions, those who are dual-eligible for Medicare and Medicaid, or those residing in institutions. Therefore, being eligible for Medicare Parts A and B is the fundamental criterion that signifies that an individual qualifies as a "special needs individual."

The other choices do not encompass the specific eligibility criteria for SNP enrollment in the same contextual way, which is why they do not qualify as correct answers.